At a Glance (3-Minute Quick Read):
Stocks & Equity Mutual Funds: Sold in ≤12 months? That is Short-Term (STCG) taxed at 20% (Section 111A). Held >12 months? That is Long-Term (LTCG) under Section 112A—the firs...
At a Glance:
A Home Loan EMI is calculated using the reducing balance method, where each month's interest is charged strictly on the remaining principal. Over a typical 20-year home loan at 8.5% p.a., the total int...
UPDATE (7 October 2026): The RBI Monetary Policy Committee has officially announced a 25 bps repo rate hike to 5.50% and shifted its stance to "Calibrated Tightening". Read our complete post-meeting breakdown of wha...
Systematic Investment Plans (SIPs) continue to serve as the primary route for Indian retail investors entering equity mutual funds. However, record-setting industry flows do not mean every investor should automatically i...
At a Glance (2026 Comparison Summary):
EPF (8.25% for FY 2025-26): Mandatory 12% statutory employee contribution for covered salaried individuals, matched by employer contribution (divided between EPF and EPS)....