The Union Cabinet approved a landmark revision to the EPF wage ceiling on 16 September 2026, raising it from Rs. 15,000 to Rs. 25,000 per month — the first change in 12 years. The Ministry of Labour and Employment publis...
If you have a daughter under 10, Sukanya Samriddhi Yojana (SSY) is one of the most attractive government-backed small savings schemes in India — offering an 8.2% interest rate, sovereign safety, and tax-free compound...
Every year, millions of working individuals evaluate term insurance, yet many find the terminology, policy options, and competing product pitches confusing.
At its core, term insurance is the simplest and most foundati...
From October 15, 2026, a new Merchant Discount Rate (MDR) applies to select UPI merchant payments. If you have seen headlines about "UPI charges" or "UPI 2,000 rupee rule", here is the accurate, clear picture: customers...
At a Glance: In India, gold is popular for protecting savings against inflation and a falling rupee. Most money guides look at keeping 5% to 10% of total savings in gold. Today, you have four main ways to hold gold: S...
At a Glance (2026 Summary):
Tax Deduction: Up to ₹1.5 lakh per financial year under Section 80C (Old Tax Regime only). Zero deduction under the default New Tax Regime.
Lock-in Period: 3 years from the date...