Har mahine salary account mein credit hoti hai. Aap SMS dekh ke khush ho jaate hain. Aur salary slip mein ek line hoti hai — "PF Deduction" — jise aap kabhi seriously nahi lete.
Lekin woh 12% jo aapki basic salary se h...
It is the last week of February. Your HR has just sent the annual investment declaration reminder for the third time, this time with a red-flag emoji. You have been meaning to sort out your 80C investments since April bu...
Your mother has strong opinions about gold. So does your father-in-law. So does your CA, your colleague who reads too many finance Twitter threads, and the jeweller who calls every Dhanteras. Everyone agrees gold matters...
Your salary hits your account on the 1st. You scan the credit SMS, feel briefly satisfied, and move on. Somewhere in the payslip you never read past the first line, there is a deduction labelled PF. Every month, without...
Ravi signed the home loan papers on a Friday afternoon, slightly dazed from three hours with a bank executive. The EMI amount was printed clearly on the repayment schedule. The tax benefits were mentioned once, quickly,...
Rohan is a 31-year-old software engineer at a mid-size IT firm in Pune. His CTC is Rs.15 lakh. Every January, when his HR sends out the investment declaration form, he stares at it for twenty minutes and then just ticks...