At a Glance (3-Minute Quick Read):
Shares & Equity Mutual Funds: 12 mahine se pehle becha toh Short-Term (STCG) par 20% tax (Section 111A). 12 mahine baad becha toh Long-Term (LTCG) par saalana pehla ₹1.25 La...
At a Glance: National Pension System (NPS) Bharat ka sabse powerful aur tax-efficient retirement investment tool hai, jise PFRDA regulate karta hai. Iska sabse bada fayda Section 80CCD(2) hai, jisme employer ka NPS...
At a Glance: Personal Loan ek Unsecured Loan hota hai jisme koi collateral (property, gold ya FD) girwi nahi rakhna padta. Iski sabse badi savdhaani Flat Rate vs Reducing Balance Rate ka jhol samajhna hai — agent...
At a Glance:
Home Loan EMI reducing balance method par calculate hoti hai, jisme har mahine ka byaj sirf bache hue principal (mool dhan) par lagta hai. 20 saal ke standard ₹50 Lakh ke loan (8.5% p.a.) par kul byaj ...
At a Glance: Public Provident Fund (PPF) Bharat ki sabse lokpriya aur surakshit 100% government-backed long-term savings scheme hai. Iski sabse badi taqat iska EEE (Exempt-Exempt-Exempt) tax status hai — yaani annua...